Looking for retiring soon? Learn to apply for social security retirement benefits, and what you can expect when you apply.
If you plan to retire in the near future, you are probably thinking about applying for social security benefits. There are many factors to consider before taking a dip, but knowing the process of applying can help you prepare when you are ready.
You can start collecting social security benefits according to the age of 62 years, but you will get more money more time, and you will get maximum benefits at the age of 70.
Whether you are now starting planning for retirement or you are ready to apply today, we will walk through this process and you need to be ready before starting. For more, do not remember our social security and SSDi cheating sheet and our eyes look at why more people are applying for early benefits.
Collect your documentation
When you apply for social security benefits, you will be asked for a lot of documentation, so it is a good idea to get whatever you want before going through the process.
What do you need to apply for social security benefits
Personal information
- Your social security number
- Place of Birth (City, State, Country)
Work in the last 5 years
- Names of employers
- dates of employment
- Average hours worked
- Rates received
Fickle information
- Social security number of current or ex -spouses
- Current or ex -husband or wife’s date of birth
- The date you were getting married or divorced
- Place of marriage (city, state, country)
Bank account details
- Your bank account routing and account number
Qualified dependent
Your children can be eligible for profit as a dependent under your account if they are 17 or more, 18 or 19 and still in school (K-12), or disabled before 22. Get up to half The complete retirement benefits of their parents.
How to apply for social security benefits
Go when you are ready to apply for social security benefits https://ssa.gov/applyIf you have already not created one, then you will be motivated to create my social security account. It is easy.
Once you log in to the social security benefit page and on the application, you will be asked to whom you are applying (an adult or a child) and what kind of benefit you are applying. Select and click all applied Learn how to apply button. The next page will give you a quick summary of your selection. Submit an application section, click Online application Button to start your application.
If you do not apply online, you can call Social Security Administration 800-772-1213 To establish an appointment to apply for profit. The agent will schedule the appointment and tell you if you can do it on the phone or if you need to go to a local branch to apply.
However, due to policy changes and pruning, going on this route can prove to be more difficult. As a result of the job cuts, the phone has congestion in local branches and the official website has issues of online stay in the official website. Nevertheless, the latter will probably be the easiest of your options, so signing up for my social security account should be at the top of your list of things, even if you choose to apply in another way.
While the SSA says that all claims can be met over the phone, a new fraud-checking system is placed, which may require some applicants to take additional steps. If your account is marked for potential fraud or irregularities, you may need to complete the identity proofing check in the person in the local branch.
What happens after applying for profit?
After receiving your application, you will get a letter with a decision about your application. If you apply to get the benefit as soon as possible, you will usually get your decision notice within 30 days. If you apply in advance, you will receive your letter close to the time when you started receiving benefits. During the application process, you have to choose which month you want to start. If approved, your first payment will usually be sent to the next month.
you can always Check the situation In your application by logging in to your social security account more, do not miss the four methods you can potentially lose your social security benefits.
