If you are following the recommendations of CNET money for high-tops savings accounts, you probably know that snatching high interest rate can help you grow your money faster, as it is in traditional savings or checking account.
A few years ago, it was not difficult to find HYSA with 4% annual percentage yield, with some APYS 5% as high. In 2025, however, only a few banks are giving only good returns.
I went to a hunt to find the highest aPY and offered a bank over 5%. As usual, there is a grip. But this is a unique. In fact, it is ready to reward you for an active lifestyle.
Fitnessbank is an online-keval bank offering 5% or 4.55% APY on your savingsDepending on meeting some requirements. I have never heard of it before, but it is FDIC-Bimit to protect your money up to $ 250,000 per person.
I like to workout, from indoor cycling to running. Therefore, I looked closely at the requirements of the fitnessbank savings account to learn more about maximizing my savings income. What did I get here
What about fitnessbank’s interest-Kamai accounts know about
There is an interesting requirement of fitness savings account: a step challenge. If you are 65 or older, you will need 10,000 steps or average minimum of 7,500 per day. Even if you are less than your target for a few days, what matters the average for the statement period.
Fitnessbank says that running, swimming and cycling are also counted towards your goal. There are no steps requirements for the first month.
To earn a “ultra rate” of 5% APE on your savings, you will need to bundle your savings with a fitnessbank’s elite checking account and meet the following joint norms.
- Average minimum balance of $ 5,000
- To link your step data to your savings account, one should use Fitnessbank Step Tracker
- Statement bicycle purchase 15 debit cards per minimum
- Minimum inauguration deposits of $ 100
Fitnessbank has other account options with up-average APYS.
If you meet all the requirements, for example, the Elite checking account alone provides a rewarding interest rate of 5.35% APY. Fitnessbank also offers a savings account without a checking account that earns 4.55% APY. If you cannot count the steps, your APY will fall to a lower rate which is higher according to a traditional bank account.
The breakdown of norms and corresponding interest rates is listed Website,
Is 5% APY of fitnessbank worth it?
Choosing the right savings account depends on your lifestyle and needs. Most high-upper savings accounts do not offer 5% returns, but they may have more flexible requirements.
If you are concerned about fulfilling fitness and financial criteria of fitnessbank, I would recommend researching the up-average aPYs on other high-ups of savings accounts that are not strict. For example, both friends And Capital The savings of 3.60%are AP, and you will not be punished for kicking and resting your feet.
